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Herman Gref, Chairman of the Board and CEO, Sberbank:

February 3, 2010

We see our role in crediting small and medium business. Economic growth will depend upon how well the banking system and public authorities are able to develop small and medium business. By 2015 we would like to switch to the formula: we aren’t a bank, but a high-tech service company that, among other things, renders banking services.


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